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Hi, I'm Heather — here to help you protect what matters most.

I'm the founder of Just Serve Insurance Solutions, a mom of 6, and a proud wife. I built this agency with one goal: to make life insurance feel simple, honest, and accessible to every family — no matter where you're starting.

 

I’ve lived all over the country — from Vermont and Connecticut to Texas. I love meeting people from all walks of life. If you're here, you’re probably looking for answers and peace of mind. You’re in the right place.

 

Let’s connect and find the right coverage for your family. I’m ready when you are.

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About Family First Life

WHO

FFL = Independent Agents

Family First Life is built by independent agents across the country who truly understand the value of life insurance and the impact it has on families. We help provide stability and security for your loved ones — even after you're gone.

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WHAT

We're an IMO

That stands for Insurance Marketing Organization. We don’t sell our own products — instead, we partner with top-rated insurance carriers to find the best coverage options for your unique needs.​

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WHERE

Across the U.S.

With 100+ offices and licensed agents in all 50 states, there’s always someone ready to serve you — in-person or virtually.

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WHY

Because Family Comes First

Helping families is at the heart of what we do. It's not just in our name — it's who we are. FFL agents lead with passion, purpose, and people-first values.

Resources

Agents

Contact

M&H National Insurance Brokers LLC

NPN: 20139697

Just Serve Insurance Solutions Logo - White

Just Serve Insurance Solutions (fully owned by M&H National Insurance Brokers LLC) is a licensed insurance agency offering life and health insurance products through top-rated carriers. We are not an insurance carrier and do not underwrite insurance policies. Coverage is provided by the insurance companies we represent.

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The information on this site is for general purposes only. Coverage details are simplified and may vary based on individual circumstances and carrier underwriting. Final coverage, exclusions, and benefits are determined by the terms and conditions of each specific policy. You should review your full policy documents for a complete description of coverage, limits, and benefits.

Coverage options, availability, and discounts may vary by state and eligibility. Not all products or features are available in all areas. Quotes provided are for illustrative purposes and may not reflect your final rate.

©2022-2025 by M&H National Insurance Brokers LLC.

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